So, remember that whole “6 months no shopping” challenge I gave myself last year? I got a lot of positive feedback from it and learned a lot about my will power and my ability to appreciate things I have. All great things! But I have a dirty confession. I am now a statistic. I did what many financial gurus predicted. I binged! Oh, how I binged.
My no shopping challenge ended right before I went to San Francisco for the first time. So, when I got there, I shopped, of course. And I shopped when I returned home. And I shopped online. I hate to admit I was out of control! Where was that will power I had for 6 months prior?! It went on vacation, too I guess–somewhere far, far away from me!
So, what’s the point of all this??
To get my financial frenzy back on track, I’ve decided to do a “12-month no shopping challenge.” HA! I kid, I kid!!
Seriously, though. If you read the title of this post, you probably figured it out–I’m bringing back my monthly budget! My husband and I recently met with some money pros and we got realistic about our spending/budgeting. I decided to put myself back on my $150/month budget. It worked really well for me last year. And for some reason, I am better about saying “no” to a sale if I know I can use my budget as an excuse to cool off my debit card. For instance, “Hey, Vanessa! Did you see the amazing sale going on at XYZ?!” I would reply, “Yes! It’s so awesome, but I’ve already maxed out my budget for the month.” It’s easier for me that way. I know. I’m twisted. But it’s the only thing that seems to work for me.
How am I doing now? Before mid-January, I’d already spent about $110. While that doesn’t give me a ton of wiggle room, I do take comfort in knowing I have made some great purchases so far (y’all know I love to stretch my dollars!). And I still have $40 available to spend before the end of the month! I’ll definitely be posting my monthly purchase/budget results. It helps hold me accountable. Because, you know, holding myself accountable privately is just crazy talk.
Now, I know this is not some flashy post with a lot of pics, so I’ll leave you with a preview of two of my favorite purchases so far!
I got this dress from Old Navy (online) for $7.50! It’s now sold out, but the sale is still going on through January 10th and there was a lot of cute stuff I would’ve considered buying had I not been keeping my budget in mind ;). (See, it’s already working!) Use code: SAVENOW to save 25% off clearance prices through midnight EST January 10th. Normally, I am looking for additional 50%, but with these low Old Navy prices, the deals are already dirt cheap.
I also made my first Rebecca Minkoff purchase! It may be my first designer handbag purchase come to think of it. The Leo envelope clutch was $38 during a sale of 50% off markdowns at a local boutique called Soca. I LOVE it SO much! It has beautiful lining which makes me love it even more!
I can’t wait to share my other purchases with you…and I can’t wait to spend the remaining $40 of my budget! haha! Thanks for following me on this journey!
If you’re still with me, I have a little treat to share with you! I’ve teamed up with several other fashion lovers for an awesome giveaway on Instagram! We are giving away 3 $200 pre-paid Visa Gift Cards. Head on over to my Instagram for more details!