Budget Breakdown – January 2015

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One of my goals for 2015 was to get my shopping budget back on track. I read a great article on Who What Wear that covered how much of your income you should allot for shopping. It is a FANTASTIC overview on what you really should be able to afford. Essentially, the financial expert in the article advises spending 5% of your take-home income on shopping. Of course, bills and other expenses could bring that number down. You know best! Deep down, as much as you may want to spend 5% or 7%…you know if you can afford it!

Before having read that article, I decided to set my budget at $150. It’s actually less than the 5% recommendation in the article, but it is a realistic number for me.

I’ve kind of been dreading writing this post because I know I went over in January. Surprise, surprise, right?! I spent about $200. Of course, I stretched my dollar to the max and am happy with all of my purchases! Here’s a breakdown!

From Old Navy (30% off sale prices):

striped pencil skirt – $8 // plaid top – $10 // men’s plaid top – $10 // sleeveless LBD- $7 sold out, similar here // (not pictured: Shirt dress w/ tiny heart pattern – $11)

From Banana Republic (60% off sale prices):

Mixed Media Tank- $8 // (not pictured, Lace shell-$10 in store/sold out, similar here.)

From local boutique Soca Clothing (who was having 60% off sale prices!):

Rebecca Minkoff envelope clutch – $38, similar here// BB Dakota Mayer Sweater – $38 (but currently $30 here) // (not pictured, two shift dresses in black and burgundy $12 each)

From Forever 21:

Forever 21 Cape $20

From Marshalls (not pictured):

Black Culottes – $10…can’t wait to wear these now that it’s warmer!

I will say, I gave up shopping for Lent, so my February budget is definitely UNDER! YAY! I haven’t been able to wear everything I’ve purchased so far because it’s just now starting to warm up, but to see how I’ve styled some of these items, be sure to follow me on Facebook (Budding Fashionista) and Instagram (@buddingfashionista).

Thanks for following along!


3 thoughts on “Budget Breakdown – January 2015

    Caroline said:
    March 14, 2015 at 4:27 am

    You have an amazing eye! Love everything you pick!!! At any price point, my girl’s got game!!!!

    Liked by 1 person

      Budding Fashionista responded:
      March 29, 2015 at 4:35 am

      awww! thank you so much!! you are too sweet and compliments from such a fabulous fashion lover carry so much weight! i adore you!


    Amy said:
    March 13, 2015 at 2:13 pm

    I gave up shopping forbLent as well! Once Lent is over, I need to adopt a fashion budget as well. Thanks for the idea and items!

    Liked by 1 person

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